Public Liability Insurance

Why should you consider buying Public Liability insurance?

Public Liability insurance provides protection for you and your business in the event that you negligently injure someone or damage their property. It also covers your legal expenses even if you have not been negligent but someone claims you have.

Your Professional Indemnity insurance will cover claims arising out of a negligent pool inspection report but it won’t cover claims arising out of matters that are incidental to the report.

We all go about our daily business activities and take care that we don’t cause injury or damage to peoples property but accidents do occur as we see on the roads every day. People don’t get in their car intending to have an accident but sometimes a moments in attention can result in one.

The same applies in our day to day business activities when a moments inattention or forgetting to do something can have unforeseen results. For example you may leave a
clients premises and not shut the gate properly. Their $2000 dog escapes and gets run over by a car which results in thousands of dollars in vet fees to treat it. This is just an example, there are a myriad of things that can go wrong and end up costing you a lot of money.

Public Liability insurance is very important in a society that has become very litigious so think carefully about the need for this cover for your business.

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